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United Bank Limited - Information Center

About Home Loan

Since the inception of its journey, UBL has been playing its role in soldiering through UAE’s rise as an economic power. Easy to access and customized services to the customers makes UBI the front liner in the home loan segment  

Eligibility Criteria

• Available for salaried or Self Employed individuals • UAE Nationals or Resident Expatriates can avail the loan • Minimum monthly salary of AED 15,000 for UAE Nationals and AED 20,000 for Resident Expatriates • Minimum monthly income AED 50,000 for Self Employed individuals

Interest Rates and Other Fees

• Financing up to AED 6 million • Up to 25 years of loan tenure

Documentation

• Copy of valid passport for UAE nationals  
• Copies of passport and UAE resident visa for expatriates    
• Valid Emirates ID    
• Copy of recent salary certificate    
• Bank statements for the last six months    
• ‘Khulasat Al Kaid’ for UAE nationals  

Other Products

Personal Loan, Credit Cards, Home Remittances to Pakistan