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Welcome To ADCB Bank



              

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HOME LOAN PRODUCT

Mortgage Finance Service for salaried



ADCB’s Mortgage Services offer you a convenient way to meet your long-term and short-term financial needs. Fulfill your dreams with loans tailored to specific needs, with competitive interest rates and flexible repayment terms. ADCB is a full-service commercial bank offering a wide range of products and services such as retail banking, wealth management, private banking, corporate banking, commercial banking, cash management, investment banking, corporate finance, foreign exchange, interest rate and currency derivatives, Islamic products, proj


1. Repayment period of up to 25 years.
2. Mortgage amount of up to 80% of the property value.
3. Monthly installments can be as low as AED 5,275
4. 0% early settlement fees

01
15000
Minimum Salary

02
5.5%
Interest Rate
03
1%
Procesing Fee
04
25%
Down Payment

Mortgage Finance Service for self-employed



ADCB’s Mortgage Services offer you a convenient way to meet your long-term and short-term financial needs. Fulfill your dreams with loans tailored to specific needs, with competitive interest rates and flexible repayment terms. ADCB is a full-service commercial bank offering a wide range of products and services such as retail banking, wealth management, private banking, corporate banking, commercial banking, cash management, investment banking, corporate finance, foreign exchange, interest rate and currency derivatives, Islamic products, proj


'1. Repayment period of up to 25 years 2. Mortgage amount of up to 80% of the property value 3. Monthly installments can be as low as AED 5,275 4. 0% early settlement fees

01
15000
Minimum Salary

02
5.5%
Interest Rate
03
1%
Procesing Fee
04
25%
Down Payment

Excellency Mortgage for UAE National- Salaried



ADCB’s Mortgage Services offer you a convenient way to meet your long-term and short-term financial needs. Fulfill your dreams with loans tailored to specific needs, with competitive interest rates and flexible repayment terms. ADCB is a full-service commercial bank offering a wide range of products and services such as retail banking, wealth management, private banking, corporate banking, commercial banking, cash management, investment banking, corporate finance, foreign exchange, interest rate and currency derivatives, Islamic products, proj


 Excellency clients rarely have exactly the same needs. Which is why every Excellency Mortgage is different. Like an architect, Excellency Mortgage Services designs each loan to suit your individual wants and aspirations, however unique. So you can be as comfortable with your loan as you are in your home.

01
8000
Minimum Salary

02
3.99%
Interest Rate
03
1%
Procesing Fee
04
25%
Down Payment

Excellency Mortgage for UAE National- Self Employed



ADCB’s Mortgage Services offer you a convenient way to meet your long-term and short-term financial needs. Fulfill your dreams with loans tailored to specific needs, with competitive interest rates and flexible repayment terms. ADCB is a full-service commercial bank offering a wide range of products and services such as retail banking, wealth management, private banking, corporate banking, commercial banking, cash management, investment banking, corporate finance, foreign exchange, interest rate and currency derivatives, Islamic products, proj


 Excellency clients rarely have exactly the same needs. Which is why every Excellency Mortgage is different. Like an architect, Excellency Mortgage Services designs each loan to suit your individual wants and aspirations, however unique. So you can be as comfortable with your loan as you are in your home

01
10000
Minimum Salary

02
3.99%
Interest Rate
03
1%
Procesing Fee
04
25%
Down Payment

Excellency Mortgage for Expat -Salaried



ADCB’s Mortgage Services offer you a convenient way to meet your long-term and short-term financial needs. Fulfill your dreams with loans tailored to specific needs, with competitive interest rates and flexible repayment terms. ADCB is a full-service commercial bank offering a wide range of products and services such as retail banking, wealth management, private banking, corporate banking, commercial banking, cash management, investment banking, corporate finance, foreign exchange, interest rate and currency derivatives, Islamic products, proj


 Excellency clients rarely have exactly the same needs. Which is why every Excellency Mortgage is different. Like an architect, Excellency Mortgage Services designs each loan to suit your individual wants and aspirations, however unique. So you can be as comfortable with your loan as you are in your home.

01
10000
Minimum Salary

02
3.99%
Interest Rate
03
1%
Procesing Fee
04
25%
Down Payment

Excellency Mortgage for Expat for Self Employed



ADCB’s Mortgage Services offer you a convenient way to meet your long-term and short-term financial needs. Fulfill your dreams with loans tailored to specific needs, with competitive interest rates and flexible repayment terms. ADCB is a full-service commercial bank offering a wide range of products and services such as retail banking, wealth management, private banking, corporate banking, commercial banking, cash management, investment banking, corporate finance, foreign exchange, interest rate and currency derivatives, Islamic products, proj


 Excellency clients rarely have exactly the same needs. Which is why every Excellency Mortgage is different. Like an architect, Excellency Mortgage Services designs each loan to suit your individual wants and aspirations, however unique. So you can be as comfortable with your loan as you are in your home.

01
15000
Minimum Salary

02
3.99%
Interest Rate
03
1%
Procesing Fee
04
25%
Down Payment

Excellency mortgage loan for non- resident UAE nationals



ADCB’s Mortgage Services offer you a convenient way to meet your long-term and short-term financial needs. Fulfill your dreams with loans tailored to specific needs, with competitive interest rates and flexible repayment terms. ADCB is a full-service commercial bank offering a wide range of products and services such as retail banking, wealth management, private banking, corporate banking, commercial banking, cash management, investment banking, corporate finance, foreign exchange, interest rate and currency derivatives, Islamic products, proj


 Excellency clients rarely have exactly the same needs. Which is why every Excellency Mortgage is different. Like an architect, Excellency Mortgage Services designs each loan to suit your individual wants and aspirations, however unique. So you can be as comfortable with your loan as you are in your home.

01
15000
Minimum Salary

02
3.99%
Interest Rate
03
1%
Procesing Fee
04
25%
Down Payment

Home Loan/UAE National/Buyout




                     

01
8000
Minimum Salary

02
3.99%
Interest Rate
03
1%
Procesing Fee
04
30%
Down Payment

Home Loan/Expats/Buyout




                  

01
15000
Minimum Salary

02
4.99%
Interest Rate
03
1%
Procesing Fee
04
25%
Down Payment

CAR LOAN PRODUCT

Car Loan



ADCB offers you competitive flexible car loans that give you value beyond compare. The benefits include: Convenience - "One Signature" Application, Finance up to AED 500,000, Tenure up to 60 months, Finance option upto 80% of the value of the car, Insurance finance option, Simple documentation


ADCB OFFERS YOU A CONVENIENT WAY TO MEET YOUR LONG-TERM AND SHORT-TERM FINANCIAL NEEDS. FULFILL YOUR DREAMS WITH LOANS TAILORED TO SPECIFIC NEEDS, WITH COMPETITIVE INTEREST RATES AND FLEXIBLE REPAYMENT TERMS. ADCB IS A FULL-SERVICE COMMERCIAL BANK OFFERING A WIDE RANGE OF PRODUCTS AND SERVICES SUCH AS RETAIL BANKING, WEALTH MANAGEMENT, PRIVATE BANKING, CORPORATE BANKING, COMMERCIAL BANKING, CASH MANAGEMENT, INVESTMENT BANKING, CORPORATE FINANCE, FOREIGN EXCHANGE, INTEREST RATE AND CURRENCY DERIVATIVES, ISLAMIC PRODUCTS, PROJECT FINANCING AND SO ON.

01
5000
Minimum Salary

02
2.75%
Interest Rate
03
1%
Procesing Fee
04
20%
Down Payment

Used car/UAE National




01
5000
Minimum Salary

02
5.9%
Interest Rate
03
1%
Procesing Fee
04
20%
Down Payment

ADCB - Information Center

About Home Loan

This unique range of services helps you to select from the Bank's mortgage loan packages to achieve your dream in the most convenient way. Key features of these services are as follows:
• Select from options for Islamic and Conventional Home Finance
• Get end to end support guidance from our professional consultants
• Expand your horizon by selecting from a range of products that includes mortgage loan up t0 80% of the property value and repayment period up to 25 years
• 0% Early Settlement fees 

Eligibility Criteria


• You need to be of at least of 21 years of age
• Minimum monthly income for salaried individuals is AED 8,000 
• Self- employed individuals must have at least AED 10,000 monthly income 
• Having regular savings account in ADCB is not an eligibility condition but you have to open an account for availing the mortgage loan facility

Interest Rates and Other Fees

EMI based on 3.99% (per AED Million for 25 years tenure) fixed for the first year only and campaign rates thereafter. 0% early settlement fees Mandatory life and property insurance charges apply

Documentation

Proof of booked property (if any) Photocopy of Passport and Visa UAE nationals need to provide a copy of their ‘Khoulaset El Kaid’  Bank statements for past six months  Salary or on the job certificate issued to ADCB dated 30 days or less from the date of loan application/ Proof of business income or certified audited financial statements for the last two years Letter issued by the government MOD or MOI are also accepted If you intend to transfer your salary account to ADCB, you need to submit the salary transfer letter  You need to submit the details of your existing loans and liabilities, in case you have any

Application Process

Check eligibility criteria and accordingly proceed with the application process

Balance Transfer Feature

Sorry no information is available at this point, please visit later.

Other Products

Cards, Auto Finance, Personal Finance, Smart Loan, Overdrafts, Investment Solutions